Why Diving Insurance is Recommended

Scuba diving can open up a fun and fascinating new world for those who experience it. But, like all new experiences, you want to be as safe as possible when exploring this undersea world. Many new to scuba diving may think that because they have travel insurance, they're automatically covered for any accidents that may happen while scuba diving. However, travel insurance and scuba diving insurance provide different types of coverage. We’ll explore the reasons why diving insurance is recommended for both avid and casual divers, especially when traveling overseas for scuba diving adventures.

While it’s crucial to be covered for any accidents or illnesses you may encounter when overseas, diving insurance also covers you for specialized treatment relating to diving injuries and losses or damage to your diving equipment.

Although millions of people around the world safely enjoy scuba diving, there are some inherent risks involved.

When you have diving insurance, your safety will always be prioritized. Your insurer may be able to recommend certain dive companies and guides in popular diving destinations that have a proven record of safety. You'll also be more likely to receive the highest quality medical treatment if you have a medical problem or emergency.

Your insurer typically maintains an international network of healthcare providers that provide expert care for dive-related injuries, including hyperbaric chamber sessions, care for pressure-related injuries, ear injuries, necessary evacuation, and post-treatment care.

The diving insurer will understand every type of dive-related injury and give quick approval for any needed treatment.

While travel insurance may be able to cover the costs of some of the most likely dive injuries, the insurance will only cover personal medical costs.

However, divers invest significant funds in their equipment. Buoyancy compensator devices (BCDs), wetsuits, masks, fins, snorkels, and dive computers are equipment that every diver relies on to provide safety and comfort. They take this equipment with them on dive trips instead of renting it at their destination. Scuba diving insurance typically also covers this equipment against damage or loss while traveling and in the water.

Taking a dive trip to a foreign country for a week or two can be expensive and involve substantial planning and booking. Having to cancel a trip due to illness, unforeseen travel restrictions, or the local weather conditions at your destination can be frustrating.

Scuba diving insurance covers trip cancellation and interruption costs. It enables you to recoup your expenses and rebook your trip for another time.

Having diving insurance is crucial for adventurers who love exploring the millions of fascinating dive sites around the world. Scuba diving insurance is designed to provide global coverage. However, please check with your insurer before planning a trip to some out-of-the-way countries and destinations to ensure you'll enjoy full coverage while there.

Relying on travel insurance to cover situations like emergency treatment in a hyperbaric chamber can be problematic. Travel insurance policies often exclude what they consider to be high-risk activities. Even if the policy allows for scuba diving, certain restrictions may govern the allowed depths or the number of dives.

It can be a long and complicated process to get the company to pay for expenses it doesn't feel are covered under the existing policies.

By having an international diving insurance policy and only booking reputable dive courses and trips, you can enjoy the magic of scuba diving in Thailand. Giant Stride offers valuable information about reputable dive courses, liveaboards, and day trips in Thailand.

Comprehensive training by certified professionals is required to enjoy the best dive sites worldwide. Being trained by knowledgeable professionals in the warm, clear waters of Thailand also gives you an extra level of insurance, and allows you to judge when a dive situation is safe or unsafe. It gives you an extra measure of confidence.

At Giant Stride, we provide a list of the most reputable dive courses in Thailand. We also provide lists and descriptions of high-quality liveaboards and day trips in Thailand. If you find the perfect trip or dive course, you can also book it directly through us. Experience the utmost convenience and enjoyment by booking dive trips and courses in Thailand through Giant Stride.